Benefits Of Home Ownership
Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just can't get from renting. You have a place to live when you rent, but buying is something much deeper – and better.
The intangibles are tough to measure, but there are other benefits you can quantify:
Financial investment:
Your monthly mortgage payment creates equity for you, not your landlord.
The interest on your mortgage is a tax deduction:
While this isn't a reason in itself to buy a home, it's nice to get a break at tax time.
Fixed monthly housing payment:
If you opt for a fixed-rate mortgage, the monthly rate of your mortgage won't change for the length of the term.
Tax-free gain:
When it's time to sell your home, you don’t pay taxes on the proceeds of the sale that are above what you paid (with some restrictions – see information on capital gains).
TIP:
Look for a house you can stay in long-term; one that will “grow” with your family and needs. The financial benefits of owning increase over time.Look for an agent who understands your lifestyle. Make sure the agent knows the neighborhoods you're interested in, and can answer questions you'll have about the location.
Get In Touch
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Local Expert Updates
Janie Eick
Cell: 712.339.0574
Aaron Jones
Cell: 712.320.9442
Matt Lippon
Cell: 712.330.0604
Liz Sandy
Cell: 712.330.1386Community Updates
OYBA
Okoboji Youth Basketball Association (OYBA)
The Okoboji School system and basketball program is really blessed to have such a great nucleus of coaches and a system in place designed to really build the children through team work and skill building. OYBA has put together a board and a mission that is really great for the kids and is designed to develop the kids to prepare them for High School Basketball.
Each winter, OYBA puts out teams ranging from 3rd grade up to 8th grade, both girls teams and boys teams.
I am one of the coaches for the 5th grade girls team, we have 24 kids out for basketball, for such a small class, those numbers are amazing.
We put together 3 traveling teams and each of our teams is signed up for 5 tournaments this winter season, the kids love it.
Whether you are new to town or have been here for a long time, if you have kids going to the Okoboji School system and want to play some ball, check out the website, call one of the board members or give me a call and I'll point you in the right direction.
Spirit Lake Spillway
Spirit Lake Spillway
Looking for some entertainment with the kids on a nice summer weekend, come check out the Spillway. The Spillway connects Big Spirit Lake to East Lake Okoboji allowing overflow water to move from Big Spirit Lake to the chain of lakes. This helps keep water levels under control on Big Spirit.
Depending on the time of year you visit, you may see hundreds, if not thousands of fish, mostly carp swimming upstream, it’s a neat site to see.
While you are here, you can launch your boat for a day on the lake, or you can visit Orleans Beach next door. Or you can grab lunch at the Spillway Drive In.
Calkins Park
Calkins Park
Located behind Dyno’s convenient store on the Southend of Milford, just a half block East from Hwy 71 on 225th St, then stretching North a few blocks, this park offers a 9 hole disc golf course
