Benefits Of Home Ownership
Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just can't get from renting. You have a place to live when you rent, but buying is something much deeper – and better.
The intangibles are tough to measure, but there are other benefits you can quantify:
Financial investment:
Your monthly mortgage payment creates equity for you, not your landlord.
The interest on your mortgage is a tax deduction:
While this isn't a reason in itself to buy a home, it's nice to get a break at tax time.
Fixed monthly housing payment:
If you opt for a fixed-rate mortgage, the monthly rate of your mortgage won't change for the length of the term.
Tax-free gain:
When it's time to sell your home, you don’t pay taxes on the proceeds of the sale that are above what you paid (with some restrictions – see information on capital gains).
TIP:
Look for a house you can stay in long-term; one that will “grow” with your family and needs. The financial benefits of owning increase over time.Look for an agent who understands your lifestyle. Make sure the agent knows the neighborhoods you're interested in, and can answer questions you'll have about the location.
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Community Updates
Okoboji Boat Works
Okoboji Boat Works is home to "The Fish Shack" and "The Inconvenience Store". Formerly a marina of thriving boat sales since 1890, OBW now offers up many different rentals, a 24 hour gas dock, excursion boats, and more. I remember the days as a child of fishing for crappie and blue gill here and along the docks of Smith's Bay. Though the scenery has changed, the outstanding fishing has not.
Boji Bay Funhouse Pavilion
Boji Bay Funhouse Pavilion
2501 Boji Bend Dr
Milford, IA 51351
Boji Bay Funhouse Pavilion offers a LOT.
Facilities Include: Banquet area with a giant indoor rug slide, kitchen/catering, Bar area, Conference Room, 2 Outdoor Pools, Boji Bay Legacy Park Concert area, mini golf, as well as the Clubhouse restaurant.
One can rent out the pools for a concert, or the Banquet area for weddings/parties.
Harvey's Five Star Roofing and Gutters
Whether you need a new roof or roofing repairs, the team at Harvey’s Five Star Roofing can finish the job quickly & for an honest rate that works in your budget. Fully licensed, bonded and insured - Plus an unbeatable lifetime warranty!